Better Banking for H-E-B Partners

At H-E-B Federal Credit Union, we believe in empowering our members with financial solutions that go beyond traditional banking. Whether you’re looking to grow your savings, secure a low-rate loan, or access exclusive member benefits, we have the tools to help you achieve your financial goals.

Maximize Your Savings

Make your money work harder for you with our competitive savings options:

  • High-Yield Savings – Enjoy exclusive member savings with rates designed to maximize your earnings.
  • Share Certificates – Watch your money grow faster with high-yield certificates.
  • Easy Money Transfers – Securely send and receive money with ease.

Affordable Loan Options

We offer a variety of loan solutions to fit your needs with competitive rates and flexible terms.

  • Auto Loans – Drive away with no payments for up to 90 days.*
  • Home Equity Loans – Take advantage of no closing costs and unlock your home’s value.*
  • Mortgage Loans – Get great financing options tailored to your budget.

Beyond Banking Benefits

At H-E-B FCU, we offer services that make managing your finances easier and more convenient.

Experience the H-E-B FCU Difference

We’re more than just a credit union – we’re your trusted financial partner, committed to helping you achieve financial success. Become a member today and take advantage of the many benefits we offer. Call us at (210) 938-7850 to start banking smarter and become a member to unlock the benefits of better banking with H-E-B FCU.

*H-E-B FCU membership is required. Specific rate and term will be dependent upon credit rating, collateral value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply. Length of deferral period will vary based on creditworthiness of applicant. Deferring the first payment extends the term of your loan. Interest will accrue on the unpaid balance during the deferral period. Loans subject to credit approval. Maximum loan amounts apply and are subject to change without notice. Advertised rates as of March 18, 2025. Federally insured by NCUA. All loans subject to approval. Rates and terms subject to change. H-E-B FCU Membership is required. Under Texas law, the maximum amount you can borrow with any Home Equity Loan or a HELOC is 80% of your home’s appraised value. All home equity loans from HEBFCU are available only on property in Texas. Home Equity Loans and HELOCs are available on your primary residence only. Rates and terms are for illustrative purposes only and are subject to change without notice. Other restrictions apply. Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, lien position and other factors. Borrower will be responsible for certain closing costs which may include title insurance, appraisal fee, and survey costs. Hazard insurance is required, including flood insurance, if applicable. Nationwide Mortgage Licensing System #402440.